Recently paid off credit cards.when is the best time to use my credit?

by admin ~ February 8th, 2010
best credit cards
pat13472002 asked:


I recently paid off my credit card through a consolidation business. Will my credit go up and when is the best time to start using my credit such as in to buying a new home? I was told to wait three months, how true is that?

Chieko Lofaro
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Is bankruptcy really the best option? What happens if I just stop paying the credit cards?

by admin ~ February 7th, 2010
best credit cards
ccpalooza asked:


-Debt totals over $50K, with US banks (100% credit cards - unsecured)
-I have US permanent residency but now live abroad
-I have no assets under my name, no cars, no property
-I go to the US maybe 3 times per year, a week each time
-I’m almost 70

Maudie Lane
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What are the best guidelines for handling multiple credit cards?

by admin ~ February 2nd, 2010
best credit cards
Nathan R asked:


I have heard several times that if I have a credit card that I do not use, that I should not cancel the card, but just cut it up and cease using it instead. This apparently will prevent my credit score from decreasing. What are some of the other rules or guidelines for helping my credit score?

Rossie Weitzel
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How should I best go about negotiating new interest rates on my credit cards?

by admin ~ February 2nd, 2010
best credit cards
Other asked:


I had went through some financial difficulties and some of my aprs went up on my cards. I don’t know that I have a whole lot of leverage. Any tips?

Alline Maj
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at 1600$ a month, whats the best way i can budget so i can payoff my credit cards quickly?

by admin ~ January 30th, 2010
best credit cards
wizzpack asked:


right now i make 1600$ after taxes… i have about 12 credit cards. 3-4 of those are 200-600. 1 is 3000. 4-5 others are like 1000-1900. right now i have a car to sell to pay off 3 of them and i have about 500-600 in cash. whats the best way i can payoff everything while dealing w/ cost of living?

Audrie Lane
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I have no credit cards but 2 judgements and slow pays. what is the best way to improve my fico score?

by admin ~ January 29th, 2010
best credit cards
dadiosir asked:


I have around $17,000 in judgements and and things are in collections(about $2000). I have no credit cards and none of them are what is being colleted on. I do not know if bankruptsy is the best for my fico score or should i just pay them down? Household net income is $3000 monthly. Also can my taxes be affected from judgements? Help and thanks

Lennie Thone
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Best ways to build credit without credit cards?

by admin ~ January 27th, 2010
best credit cards
Crack head asked:


im 18 and a student in college and im looking for best ways to build my credit without a dam credit card..ever

Donnell Roof
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Which credit cards are the best deal?

by admin ~ January 27th, 2010
best credit cards
sally asked:


I currently do not have any credit cards and would like to apply for one before going on vacation. I only want it for emergency situations. We are a cash family. How do I choose which would be the best deal?
Just a note we do have credit. We own our own home and have financed our vehicle.

Glenn Reisher
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I have come into a large sum of money, is it best to pay off all of my credit cards to a zero balance?

by admin ~ January 26th, 2010
best credit cards
NikB asked:


I want to improve my credit score. I’m not sure if I should pay all of my credit cards off completeley or just reduce the balances and pay a little bit on them each month.

Miquel Mccarn
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What is the best way to manually process credit cards?

by admin ~ January 26th, 2010
best credit cards
Seth C asked:


Does anyone have any experience with online credit card processing? Our business needs to be able to have Sales associates take down credit info in the field and then manually enter them at home/in office, We would like to avoid wireless PDA modules because of the cost. Any reccomendations?

Keenan Masella
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