Credit Cards-Best Credit Cards

cashmaker81 asked:


I’m not talking about maxing them out, but using them instead of personal credit cards, say, if the business closed. The business cards don’t show on the personal credit report.

A business that you personally owned as a sole prop; not a corporation or another company you work for.
After looking at several sites, it appears it coulbe be construed as fraud, but for sole props, there is really no way to prove it. The credit companies don’t police it and don’t care as long as payments are made.

Ramona Jenkins

HR asked:


This is really a two-part question. How do I cancel the over limit protection on my credit cards and will this stop the card from going over the limit(just be “declined”? I am trying to cut down on the “over limit” fees.
Seems I saw this suggestion on a news broadcast about cutting out these fees.

Tish Bodo

stilettochronicles asked:


I sooo wanna to close my credit cards that charge these annual fees, but that won’t be healthy for my credit (report). I asked for a waiver but that will be for this year only. These are debt-free cards, I want to close them the next time they charge me annual fees…Any suggestions?

Chad

Yeah asked:


I recently opened an adult site online. Paypal prohibits payments from adult sites, so I have to accept credit and debit cards. I have already set the credit/debit option up on my site, so my question is, how will I receive the payments? Where will it be coming from? I have to bank account on my website.

Winter Hules

faceless asked:


Why do merchants prefer credit cards to debit cards although the former are more expensive for them? I have seen many a places (esp online) where merchants even refuse to accept the debit cards.

I understand why credit cards are better for liquid customers (who enjoy the interest free loan if they pay the bills on time), networks and the banks (they get the commission) but I fail to understand what would merchants gain accepting credit cards when they have a choice of accepting a relatively inexpensive and almost equivalent medium of payment in the form of debit cards. Anticipating higher sales doesn’t sound very convincing to me!

Craig Ausley

honeybear asked:


I got an email notice that one of my cards is about to expire but I don’t even use that card anymore and thought I had taken it off my paypal account. The only card I can find is the one I am using now and it doesn’t exprie for a long time. I went to profile, clicked on credit cards, and it only brings up a place to add another or edit the info for my current card. Is this a mistake? How can I find out if my old card is still on my paypal account?

David Keitt

SinkingFast asked:


I am a divorced mom with two children. I do work and I receive child support (not regularly) but there is not enough money to make ends meet. I have a mortgage and own my car. After my divorce I tried to continue to pay on the cards but I was not able to continue to keep paying on them. It has now been four months of non-payments and I do continue to receive the HARASING phone calls. What eventually will happen? Does anyone know what the law is in Florida regarding credit card debt? Thanks to anyone that can help!

Felecia Oakland

Gucci-D asked:


I think there are 7. So far I have smart cards, credit cards, debit cards, cash cards, and charge cards.

Princess Valen

dreaming_of_me asked:


i have five credit cards two are at the max one is closed and the other two are half way to the limit. However, i pay the minimum amount due every month. Because i am making monthly payments on time will i still have a good credit score?
the account that is closed i still have a balance which i am paying the minimum amount due on as well on time every month

Brain Breau

behnam83nik asked:


I am shopping around to find the best solution to charge my customers (in store) who pay with credit cards, and the cheapest too.
I was looking at Quickbooks credit card processing software, and it seems like a good deal. But do I have to have a merchant account in order to use it?

Thanks

Junior Foxworthy