Credit Cards-Best Credit Cards

Rachel asked:


I have been in a debt management program with a local credit counseling service for about 8 months. My parents have offered to co-sign a loan so I can pay off the cards. The loan with the bank is a lower interest rate than the cards and will pay them off faster with a lower payment each month. Should I pay the cards directly or go through the credit counseling service? Which is better for my credit score?

Maudie Lane

tgent2k1 asked:


I have 4 credit cards (limits are 1000, 3300, and two 500s) and was considering getting rid of one 500 credit card. Should I pay the whole thing off and KEEP it or GET RID of it??

Kenia Mayland

newjediorder_1221 asked:


I built a duct tape wallet years back, and I’ve been using it a lot, but the adhesive has finally given way and started to rub off on the credit cards. I’m a bit concerned as this probably affects their function. Is there any way to safely remove this residue without damaging the cards?

Denise

chris asked:


How can I build my credit up without aplying for credit cards? I curentnly have a car loan and a personal loan.
My CR says I dont have enough revolving something.

Devon Elwell