Archive for July, 2006

How quick will paying down my credit cards affect my credit score?

Monday, July 31st, 2006

xcr0vvx asked: I have 2 credit cards that are both past due pretty bad. Im in the process of selling my car and i plan on putting the money from the car into the credit card debt. My goal is to get a loan for a motorcycle.
After paying down my credit cards, how quickly [...]

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What happens if the banks that offer credit cards fail?

Friday, July 14th, 2006

blondeqtpie13 asked: Let’s say a customer owes $4,000 on his citibank credit card. What happens to that if Citibank goes under? Will another bank step in, buy the debts and make the customer pay them? I’m just curious because so many people owe on their credit cards. I know the debt won’t be forgotten, but [...]

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How does the # of, and balance on credit cards affect your morgage application?

Wednesday, July 12th, 2006

spartyjon asked: I thought that it was better to pay off and cancel all your credit cards before applying for a morgage. I asked a bank employee this question as I may seek a mortgage next year. She told me that it has changed somewhat. Now, it is to the buyers advantage [...]

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If I owe alot on my credit cards and paying the minimums will I still be able to get employment?

Thursday, July 6th, 2006

maxcat2005 asked: I owe quite a bit on my credit cards and every month I make the minimun payments. I applied for a job where a backround check is be made which includes a credit check. Will I still get the position if I owe alot on the total of all my credit cards and [...]

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