Credit Cards-Best Credit Cards

kush_smoka asked:


I have ok to bad credit – I keep getting offers for those credit cards that have $300-500 limits but they have ridiculous fees. I usually throw them away as I feel they rip you off.

I just got an offer for a visa with a $500 limit but it has a $100 signup fee and $11 monthly fee. My question is; would it be wise to get one of these cards to help build my credit? The fees are no problem for me to pay as I have a nice income now – I just feel it is a ripoff but I am willing to do this if it would help build my credit back up. I can also pay off the monthly balance or not have a balance at all as I pay for everything with a debit card now.

What do you think? I am trying to rebuild credit so I can buy a house.

Loren Havlin

monicamellish asked:


I am working on paying off my credit cards because I am planning to retire in 3 to 5 years. Is it ok to close out these paid up cards all at one time or does it matter?

Edward Daylong

man asked:


I am having 4 credit cards and done the balance transfer. Now I need to pay one of credit before April. I want to apply one more credit card to do that. It is possible to apply one more credit card. Which is the best credit that gives me higher credit limit? When can I apply the credit card?

Lavern Ripson

Nikita asked:


I am trying to rebuild my credit after ID theft, a couple of problems that were mine and years of basically not having any credit reported. (I primarily use my debit card and pay cash for everything). I make good money now and am trying to rebuild in order to purchase a condo in the next couple of years. My good accounts (rental, club, cable, cell, etc.) have not reported my good credit. So how many cards should I take out that will help boost my credit score but not hinder my credit. Thank you!

Lowell Olivid