Archive for January, 2008

credit cards
Gaspard asked:


I know many credit cards can add on a 2-3% surcharge for using a credit card overseas but what rate do they charge for the currency conversion?

Do they take the market rate at the exact time of the transaction or do they use the market rate at the close of the business day?

Or do they use a rate determined each morning and posted on the sponsoring bank website – to which it’s better to check their rates before making a purchase.

Elden Sheaks

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credit cards
ecolink asked:


We are traveling from the United States and want to be prepared. Are credit cards accepted at most restaurants? Shops? Hotels?

Janet
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credit cards
Kat asked:


I know having too many is not good for a person’s credit score and looks bad to those checking this credit. But not having any credit (such as cards) is not good either. So is it best to have more than one card?

Xavier Difeo
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eliminating credit card debt
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January 2008
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