What is the purpose of student credit cards?
Thursday, June 26th, 2008starfishblues asked: I mean, I understand the concept of building credit and everything, but what is the point of student credit cards? What is the purpose? I’m sorry if this is a silly question, but I don’t really get it.
And can you trade them in after you’re no longer a student for a [...]
How do I switch credit cards and not affect my credit score?
Tuesday, June 24th, 2008msc44 asked: I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don’t need these credit cards and I would like to cancel them and have this “possible credit” to go towards the new card. I heard once that canceling a credit card [...]
does it hurt your credit to close out long standing credit cards in good standing? If so why?
Tuesday, June 17th, 2008Ms. Kitty asked: I was going to consolidate two credit card onto a new lower interest card and cancel the old cards. However, I was informed that closing the old cards would not look favorably on my credit report. I thought this was strange as good credit reflects on your credit report for 10 [...]
Where can I buy a giftcard that works anywhere credit cards are accepted?
Friday, June 6th, 2008nothingface_78 asked: I need to buy some giftcards (master card, visa, etc) that can be used anywhere credit cards can be used. The credit card sites ship out the cards obviously, but I need to buy them right away. Where can I walk into to buy these types of giftcards?Moshe Able
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Is having a lot of credit cards good or bad for your credit score?
Thursday, June 5th, 2008achyled asked: I’ve heard both… my teacher said having a lot of credit cards will lower my score. But I also read that part of your credit score is based on the formula
how much you owe/ total credit , so in that case having more cards would be better. I have 7 cards [...]











