Archive for November, 2008

credit cards
swb76 asked:


So, for instance what are the number of people carrying 3 or more credit cards? what was their average transaction per month? what was their credit card balance?

Juliet Belidor
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credit cards
ahe03 asked:


I have been cautioned against taking a “line of credit” to pay off high interest credit card balances. Instead, I have been encouraged to keep using the 0% interest credit card offers for as long as it is offered at zero %. These cards are a dime of dozen these days.

As with anything in life, it is what you don’t know that hurts you. If I embark in doing the card hopping strategy, I don’t know what the long term consequences are in using these 0% offers. So, I kindly ask you the following questions:

1. Will it hurt my credit rating? Right now I have a very good credit score. I pay all my bills on time. It is the finance charges that are killing me.

2. Should I close the expiring 0% card as I open the new 0% card. At the end of 5 years I don’t want to have a trail of credit cards that are still open balance. Or should I?

Ernie Hatt

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credit cards
feel_n_learn asked:


Any credit cards, gas cards, and other things you can do to get your credit rating back up.

Sophia Hollinsworth
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credit cards
Sundown asked:


I have to credit cards one I $400 and it is interest free for the next 16 months.If I don’t pay it off in 16 months all the interest I would have paid gets added on. I have another credit card that about $660, which I cut up the card for. That card has interest of 25%. I have $130 in bills and I make about $700 a month.

Jennifer
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November 2008
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