Archive for March, 2009

credit cards
The Florida Marlins® team logo can now be featured on the Major League Baseball™ Extra Bases™ Credit Card issued by Bank of America.    (www.marlinscreditcard.com).   This rewards credit card is scoring big with avid baseball fans and credit card consumers across the country.  Like many department stores, colleges and airlines have done for decades, Major League Baseball™ teams are now being displayed on consumer credit cards.  These sports oriented rewards credit cards — a great way for fans to express their undying team loyalty –  are proving to be a home run in the credit card industry.

Features offered by the Major League Baseball™ Extra Bases™ Credit Card from Bank of America include:

•           No annual fee.

•           0% introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for your first 12 billing cycles.

•           Earn 1 point for every net retail dollar spent redeemable for MLB™ autographed memorabilia, once-in-a-lifetime MLB™ experiences, cash rewards and travel with no blackout dates.

•           Get an official MLB™ licensed jersey after your first qualifying transaction(s) using your MLB™ Extra Bases™ credit card.

During a period of economic instability, uncertainty in the stock market, illiquidity in the credit markets and the softening real estate market, one thing remains constant – sports fans are crazy about Major League Baseball.  Historically, baseball has given the public something to believe in and something to hope for, particularly during difficult economic times.   With the MLB™ Extra Bases™ credit card, Marlins fans can be reminded of their favorite team every time they take out their wallets.  Real fans carry the card with pride.  Visit www.marlinscreditcard.com to complete the credit card application online in a few short minutes.

http://www.articlesbase.com/baseball-articles/florida-marlins-credit-card-major-league-baseball-extra-bases-mastercard-626520.html



By: College Credit Builder

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Yon Ransbottom

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bad credit cards
ou’ve got bad credit — it doesn’t necessarily mean you have the plague and that you’re forever destined to apply for bad credit cards. Of course, it could mean exactly that if you don’t take the appropriate steps right away. Here are a few things to keep in mind.

Bad Credit Cards Are The Means To An End

Okay, you’ve messed up your credit. Don’t expect to get a platinum card with a great interest rate. You need to hit the bad credit cards first – the ones with the annual fees and the higher-than-usual finance charges.

It’s not the end of the world and you can use these cards to build your credit back up. Once you do that, go ahead and apply for the cards with the better terms. In the meantime, however, bad credit credit cards are all you’ve got.

You’d Better Change Your Wayward Ways

Those $4 lattes and happy hour runs are going to be a thing of the past till your credit gets in order. If you don’t have money to get yourself completely out of debt, you don’t have money to be throwing away. The majority of your extra cash needs to go towards paying down your debt. If you don’t, you’ll be at the mercy of bad credit cards forever.

Don’t Fall For The Scams

You’re kind of in a desperate situation. That means you might be prone to fall victim to some credit card scams. You want to improve your credit and get a card with a high limit and great terms?

So this guy calls and tells you that you’ve qualified for a low-interest card with a $5,000 credit limit. All you have to do is submit a fee of $200 or $300 (or even more) for some reason or another. Don’t fall for it!

When you have bad credit, you’re not going to qualify for these too-good-to-be-true credit cards. They’re nothing more than a pie-in-the-sky story devised to rob you of the money you could be using to pay off your real-life credit card debt.

Stick with the bad credit credit cards for the time being. They may not be glamorous, but they’re the real deal.

And remember, bad credit cards are a fact of life when you mess up your credit, but that doesn’t mean you can’t learn from your mistakes and work towards a brighter financial future.



By: Sean Masterson

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For more tips on credit cards for people with bad credit, saving money and avoiding getting taken, check out CreditCardWhizKid.com, a website that specializes in providing credit card tips, advice and resources.



Rebbeca Mead

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March 2009
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