Archive for July, 2009

What’s the best merchant service for processing credit cards online?

Friday, July 31st, 2009

Victor A asked: I want to be able to accept credit cards. Take down my clients card number and be able to charge it online w/out a card reader. I also don’t want to use paypal or goggle. And the rate should be the same for personal cards as well as business credit cards. Thanks [...]

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What happens besides getting bad credit if you don’t pay your credit cards?

Wednesday, July 29th, 2009

4urinfo asked: I just lost my job and I have no savings at all. I’ve been paying the minimum payment for my credit cards but now I can’t no more. I’ve always been responsible with my bills but I came to this that I have no job and don’t know what to do. Just wondering [...]

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What would happen if everyone decided to rack up their credit cards and never pay it back?

Monday, July 27th, 2009

*rasberryswirlgirl* asked: Sometimes I feel like we need to show the government that they take way too much out of our paychecks for taxes and what not so we need to show them that we have to live on damn credit cards just to get by. What do you think?Darwin Kacerski

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What’s a reputable site to order credit cards from?

Sunday, July 26th, 2009

Logan asked: I’m looking to order a credit card, but I’m rather paranoid that the sites that result from a simple Google search could be scams. What is a reputable site where I could order or be directed to a place where i could order credit cards? Preferably somewhere where I can matched to or [...]

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Can my husband pay off my credit cards before filing for bankruptcy?

Sunday, July 19th, 2009

AWW asked: We live in CA. My husband and I were thinking about filing together for bankruptcy. However, he just received a personal injury settlement that is enough to pay off my credit cards and save my credit. If he does file for bankruptcy it wouldn’t be for a few months from now at least. [...]

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Is it safe to use gift card credit cards for purchases on line?

Monday, July 13th, 2009

Female 2009 ? asked: I want to order on line but I do not want to use personal information with credit cards etc. Can I buy a visa card for X amount of dollars to make a purchase? Will these types of cards work for these types of purchases ?James Redmond

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How long do credit cards take once mailed?

Sunday, July 12th, 2009

Scagli3tti asked: I called my credit card company and they said they mailed the credit card on Tuesday (1/15). When should I expect it to arrive at my home and do credit cards take longer to ship than standard first class mail?Christen

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Is it better to have more credit cards with a good credit amount?

Friday, July 10th, 2009

I’m going to be a mommy asked: I have about seven credit cards, i have good credit but i never use half of them and i want to cancel them, is it bad to cancel them , does it make my credit look bad? Or should i just keep them all and not use them?Gisela [...]

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Is it better to pay one credit card off to higher a credit score or split amount up between cards?

Sunday, July 5th, 2009

Crystal asked: I am looking to buy a house and my credits is where it should be but my husbands is not. We payed his credit cards down a little and are waiting for his credit score to change. I am not sure how long it takes but also I am not sure if it [...]

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About how much of the credit score is lowered if I cancel my credit cards?

Saturday, July 4th, 2009

Delia asked: I have about 15 credit cards and I want to cancel about 8 of them…I hardly use them and it’s been hard keeping track. I know it’ll lower my credit score a bit, but does anyone know how many points?? How do I get those points back later?Eric

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