Archive for August, 2009
qualitycountz2003 asked:
Does being enrolled in a Credit Monitoring service get you more easily approved for credit cards?
Does being enrolled in a Credit Monitoring service get you more easily approved for credit cards?
I am offered this service for free for one year through my job, and i would like to know if being enrolled in a Credit Monitoring service which includes total protection from identity theft, can improve your chances when applying for credit cards and loans.
Or is it simply just good for protecting you from fraudelent charges?
Brain Breau
Fourtha J asked:
I want to begin accepting Credit Cards or Paypal from clients at my business. Paypal would be easy to set up I’m sure, but I wonder if anyone has insight as to if it is possible for me to set it up so I get miles or awards from the credit card company when people pay me with credit cards, just as I would get when I use my personal credit card? Or is this non existant?
Aurora Keziah
I want to begin accepting Credit Cards or Paypal from clients at my business. Paypal would be easy to set up I’m sure, but I wonder if anyone has insight as to if it is possible for me to set it up so I get miles or awards from the credit card company when people pay me with credit cards, just as I would get when I use my personal credit card? Or is this non existant?
Aurora Keziah
Let’s work hard! asked:
Our telephone service in my restaurant has been temporarily disconnected so our credit card machine doesn’t work. What is the best way to say that we can’t accept credit cards due to telephone disconnection? Should I just write, “Due to our temporarily unavailable phone service, credit cards will NOT be accepted. We are sorry for this inconvenience. Thank You”
Dong Booras
Our telephone service in my restaurant has been temporarily disconnected so our credit card machine doesn’t work. What is the best way to say that we can’t accept credit cards due to telephone disconnection? Should I just write, “Due to our temporarily unavailable phone service, credit cards will NOT be accepted. We are sorry for this inconvenience. Thank You”
Dong Booras
Mrs. CT asked:
My friend has a few credit cards that she cannot pay! Her highest one is just $1,500. What will happen if she doesn’t pay her credit cards. She said someone told her that her credit will be cleared in 7 years. And that since the cards are for so little that the odds of them suing for such a small amount is slim. Is this true? What should she do?
She would like to make payments, but the interest rate is really high! Plus, because she never has made the first payment the minimum payment is over $700.00. She is in a tight spot financially, and has a job, but the payment was ridiculous from the get go (I’m assuming because of the interest rate). What can she do?
Antonietta Hineline
My friend has a few credit cards that she cannot pay! Her highest one is just $1,500. What will happen if she doesn’t pay her credit cards. She said someone told her that her credit will be cleared in 7 years. And that since the cards are for so little that the odds of them suing for such a small amount is slim. Is this true? What should she do?
She would like to make payments, but the interest rate is really high! Plus, because she never has made the first payment the minimum payment is over $700.00. She is in a tight spot financially, and has a job, but the payment was ridiculous from the get go (I’m assuming because of the interest rate). What can she do?
Antonietta Hineline
KC asked:
Before I got married, I NEVER used my credit cards. I had them strictly for emergencies only. My husband has always used credit cards to buy everything. He has never been good with budgets. He uses his cards for gas, food, clothes, car repairs, everything. If we are running low on cash at the end of the pay period and want to go to a movie or dinner, his solution is to put it on the card. My solution is to not go. I have tried to explain that this is hurting us financially. I have showed him the bills, the miniumum payment due, our monthly budget. Nothing seems to work. I can’t cut up his cards or take them away from him. Any suggestions???
Frances
Before I got married, I NEVER used my credit cards. I had them strictly for emergencies only. My husband has always used credit cards to buy everything. He has never been good with budgets. He uses his cards for gas, food, clothes, car repairs, everything. If we are running low on cash at the end of the pay period and want to go to a movie or dinner, his solution is to put it on the card. My solution is to not go. I have tried to explain that this is hurting us financially. I have showed him the bills, the miniumum payment due, our monthly budget. Nothing seems to work. I can’t cut up his cards or take them away from him. Any suggestions???
Frances





















