Archive for January, 2010

at 1600$ a month, whats the best way i can budget so i can payoff my credit cards quickly?

Saturday, January 30th, 2010

wizzpack asked: right now i make 1600$ after taxes… i have about 12 credit cards. 3-4 of those are 200-600. 1 is 3000. 4-5 others are like 1000-1900. right now i have a car to sell to pay off 3 of them and i have about 500-600 in cash. whats the best way i can [...]

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I have no credit cards but 2 judgements and slow pays. what is the best way to improve my fico score?

Friday, January 29th, 2010

dadiosir asked: I have around $17,000 in judgements and and things are in collections(about $2000). I have no credit cards and none of them are what is being colleted on. I do not know if bankruptsy is the best for my fico score or should i just pay them down? Household net income is $3000 [...]

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Best ways to build credit without credit cards?

Wednesday, January 27th, 2010

Crack head asked: im 18 and a student in college and im looking for best ways to build my credit without a dam credit card..everDonnell Roof

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Which credit cards are the best deal?

Wednesday, January 27th, 2010

sally asked: I currently do not have any credit cards and would like to apply for one before going on vacation. I only want it for emergency situations. We are a cash family. How do I choose which would be the best deal?
Just a note we do have credit. We own [...]

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I have come into a large sum of money, is it best to pay off all of my credit cards to a zero balance?

Tuesday, January 26th, 2010

NikB asked: I want to improve my credit score. I’m not sure if I should pay all of my credit cards off completeley or just reduce the balances and pay a little bit on them each month.Miquel Mccarn

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What is the best way to manually process credit cards?

Tuesday, January 26th, 2010

Seth C asked: Does anyone have any experience with online credit card processing? Our business needs to be able to have Sales associates take down credit info in the field and then manually enter them at home/in office, We would like to avoid wireless PDA modules because of the cost. Any reccomendations?Keenan Masella

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2012ists, when is the best point to start running up the credit cards for that end of the world blow out?

Monday, January 25th, 2010

John G asked: I am afraid if I do it too soon I will run out of credit, but if I wait too long too many other people are going to default and the banks will cut us all off? I am trying to hit that prime time that balances it all out. [...]

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What is the best way to get rid of debt at credit cards?

Monday, January 25th, 2010

Napster asked: I have credit available filled up, coz I had to pay for college.Eun Arre

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What are some of the best credit cards for earning airline miles?

Thursday, January 21st, 2010

sunset blues asked: Any major airline, please. I love traveling but plane tickets are getting so expensive I can’t really afford to pay full price. Ten points for the biggest help. Thank you in advance!Eddie Storms

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What is the best strategy for paying off my credit cards with minimal interest?

Thursday, January 21st, 2010

Derek asked: (My interest rates are virtually the same.)
Percentages I owe:
55% of total owed - card 1.
28% of total owed - card 2.
21% of total owed - card 3.
Would it be best to:
1) Pay all 3 cards at their respective percentage or
2) Pay the minimum on card 2 and card 3, and put all the [...]

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