Archive for February, 2010
STEPHEN M asked:
My wife and I are wondering how we should deal with each of our individual credit accounts. For ease of financial management we would like to reduce/consolidate credit lines. However, we understand closing credit lines could adversely impact our credit ratings. We don’t want to do anything to reduce our individual ratings (both of us have credit ratings in the low 800).
Just another detail..My wife and I only use one card each, but have a several others. Our cards are paid off monthly so there is no revolving debt.
Murray Buttari
My wife and I are wondering how we should deal with each of our individual credit accounts. For ease of financial management we would like to reduce/consolidate credit lines. However, we understand closing credit lines could adversely impact our credit ratings. We don’t want to do anything to reduce our individual ratings (both of us have credit ratings in the low 800).
Just another detail..My wife and I only use one card each, but have a several others. Our cards are paid off monthly so there is no revolving debt.
Murray Buttari
Rachael asked:
I am 16 years old. When can i start building my credit.
Judson Shick
I am 16 years old. When can i start building my credit.
Judson Shick
Jamie K asked:
I am looking to apply for a credit card.
Just wanted some ideas as to what ones give you the best benefit?
Mary
I am looking to apply for a credit card.
Just wanted some ideas as to what ones give you the best benefit?
Mary
Sweet . asked:
I don’t travel that much, but I will in Europe for about 3 and a half months and I am looking for a credit card that has a low international currency fee and would work well all over Europe and I wont have trouble using at a lot of places.
Alena Bordeau
I don’t travel that much, but I will in Europe for about 3 and a half months and I am looking for a credit card that has a low international currency fee and would work well all over Europe and I wont have trouble using at a lot of places.
Alena Bordeau
kisschis asked:
Credit cards without huge fees and stuff.
Geoffrey Moultry
Credit cards without huge fees and stuff.
Geoffrey Moultry
Sidnee asked:
My hubby and I have great credit . We just owe alot.
Denny Nally
My hubby and I have great credit . We just owe alot.
Denny Nally
solokingcat asked:
Is it better to pay the balance in full at the end of the month? Or is it better to carry a balance and make the payments on time?
Jacquelyn Piker
Is it better to pay the balance in full at the end of the month? Or is it better to carry a balance and make the payments on time?
Jacquelyn Piker
SAN asked:
During this season I am out there buying gifts for everyone. I want to know which is best. Should I wet a credit card from each store lets say one from IKEA, one from GAP etc. Or just get one as Capital One, Master Card, or Visa. And which one is best.
Richie Feauto
During this season I am out there buying gifts for everyone. I want to know which is best. Should I wet a credit card from each store lets say one from IKEA, one from GAP etc. Or just get one as Capital One, Master Card, or Visa. And which one is best.
Richie Feauto
? asked:
My family used to use credit cards a lot, and now we don’t, my dad even paid a $500 PS3 with cash, I was like , “What the hell?” Is my dad being smart?
Loyce Ochiai
My family used to use credit cards a lot, and now we don’t, my dad even paid a $500 PS3 with cash, I was like , “What the hell?” Is my dad being smart?
Loyce Ochiai
Mary asked:
What are the best secured credit cards that report to all three credit bureaus? Where can I go to get them online? What is your experience with them?
What are the best secured credit cards that report to all three credit bureaus? Where can I go to get them online? What is your experience with them?
I need it to build good credit b/c I have horrible credit. I am currently paying off my debt by settlements and payment plans.
Monet Puraty