Is it illegal or some type of fraud to use business credit cards for personal use?
Friday, September 3rd, 2010cashmaker81 asked: I’m not talking about maxing them out, but using them instead of personal credit cards, say, if the business closed. The business cards don’t show on the personal credit report.
A business that you personally owned as a sole prop; not a corporation or another company you work for.
After looking at several sites, it [...]
How do I cancel over limit protection on my credit cards?
Wednesday, September 1st, 2010HR asked: This is really a two-part question. How do I cancel the over limit protection on my credit cards and will this stop the card from going over the limit(just be “declined”? I am trying to cut down on the “over limit” fees.
Seems I saw this suggestion on a news broadcast about cutting out [...]
why do merchants prefer credit cards to debit cards?
Sunday, August 29th, 2010faceless asked: Why do merchants prefer credit cards to debit cards although the former are more expensive for them? I have seen many a places (esp online) where merchants even refuse to accept the debit cards.
I understand why credit cards are better for liquid customers (who enjoy the interest free loan if they pay the [...]
What are the types of credit cards a bank offers?
Friday, August 27th, 2010Gucci-D asked: I think there are 7. So far I have smart cards, credit cards, debit cards, cash cards, and charge cards.Princess Valen
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What kind of impact do certain credit cards have on ones credit score?
Tuesday, August 24th, 2010scattered&thrashed76$ asked: I know someone who has a Majestic visa and has had it for 5yrs. has never been late and has always sent more than the minimum amount, but the limit won’t increase, and they tell her that they don’t allow customer initiated credit line increase requests. And then come to find out [...]
Can I use pre paid credit cards to online purchases overseas?
Friday, August 20th, 2010yo momma asked: When I buy one of those pre paid credit cards from a store such as Kroger/HEB/Wal Greens… Can I use them to make purchases for something that is overseas? Thanks.Brad Carlis
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When is my credit going to go up after paying off credit cards?
Thursday, August 19th, 2010Mr. D asked: is there a sequence time when your credit report changes? I pay off 3 credit cards a month ago and still has not change my score.
The three credit cards still open.Ling Reiger
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How do I negotiate lower interest rates on my credit cards?
Thursday, August 19th, 2010kikicabana18 asked: I am trying to pay off all of my credit cards. I have gotten all of the balances paid down but now I want to negotiate a lower interest rate so I don’ t pay tons of interest each time I use it. I have read some things on how to do [...]
Why do people use credit cards if they have the money in the bank and can use their debit card?
Tuesday, August 17th, 2010Q asked: Why do people use credit cards(in particularly wealthy people)if you have the money in the bank and your Visa or Mastercard debit card issued by your bank can be used anywhere?I understand that some credit cards come with extra little perks and benefits.But are they really worth it,To pay interest rates to [...]
Can cutting up three of my 8 credit cards help my credit score?
Monday, August 16th, 2010jade u asked: I’m trying to boost my credit score and there are a veiw cards that i have that i no longer want can i cancel them and have the credit comapany bill me, and will that help my credit score? the cards or dillards, visa, and mastercard. Help!Quyen Murtaugh
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