Archive for the 'Personal Finance' Category

WHAT is the best thing to do to have credit cards?

Monday, March 1st, 2010

Billy king asked: I’VE been living in America(citizen) for two years and non of the credit cards company sent me a credit card, I’ve an account and every thing is okay…Guadalupe Tanimoto

Share and Enjoy:

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • LinkedIn
  • Live
  • MySpace
  • NewsVine
  • Reddit
  • Technorati
  • Yahoo! Buzz

How old do you have to be in order to apply for a credit card and which credit cards are best to apply for?

Thursday, February 25th, 2010

Rachael asked: I am 16 years old. When can i start building my credit.Judson Shick

Share and Enjoy:

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • LinkedIn
  • Live
  • MySpace
  • NewsVine
  • Reddit
  • Technorati
  • Yahoo! Buzz

What are the best credit cards for travel?

Tuesday, February 23rd, 2010

Sweet . asked: I don’t travel that much, but I will in Europe for about 3 and a half months and I am looking for a credit card that has a low international currency fee and would work well all over Europe and I wont have trouble using at a lot of places.Alena Bordeau

Share and [...]

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • LinkedIn
  • Live
  • MySpace
  • NewsVine
  • Reddit
  • Technorati
  • Yahoo! Buzz

Is a life without credit cards the best way to live?

Friday, February 19th, 2010

? asked: My family used to use credit cards a lot, and now we don’t, my dad even paid a $500 PS3 with cash, I was like , “What the hell?” Is my dad being smart?Loyce Ochiai

Share and Enjoy:

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • LinkedIn
  • Live
  • MySpace
  • NewsVine
  • Reddit
  • Technorati
  • Yahoo! Buzz

Best Secured Credit Cards to build up good credit?

Thursday, February 18th, 2010

Mary asked: What are the best secured credit cards that report to all three credit bureaus? Where can I go to get them online? What is your experience with them?
I need it to build good credit b/c I have horrible credit. I am currently paying off my debt by settlements and payment [...]

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • LinkedIn
  • Live
  • MySpace
  • NewsVine
  • Reddit
  • Technorati
  • Yahoo! Buzz

what is the best way to pay your credit cards to maximize your credit score?

Wednesday, February 17th, 2010

wilber asked: Is it better to pay off your credit card statement in full each month or should you leave a small balance each month, like $5? I’ve heard conflicting things. For example, paying each bill in full is better for your credit score versus leaving a $5 dollar balance. I’ve heard [...]

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • LinkedIn
  • Live
  • MySpace
  • NewsVine
  • Reddit
  • Technorati
  • Yahoo! Buzz

How should I best go about negotiating new interest rates on my credit cards?

Tuesday, February 2nd, 2010

Other asked: I had went through some financial difficulties and some of my aprs went up on my cards. I don’t know that I have a whole lot of leverage. Any tips?Alline Maj

Share and Enjoy:

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • LinkedIn
  • Live
  • MySpace
  • NewsVine
  • Reddit
  • Technorati
  • Yahoo! Buzz

at 1600$ a month, whats the best way i can budget so i can payoff my credit cards quickly?

Saturday, January 30th, 2010

wizzpack asked: right now i make 1600$ after taxes… i have about 12 credit cards. 3-4 of those are 200-600. 1 is 3000. 4-5 others are like 1000-1900. right now i have a car to sell to pay off 3 of them and i have about 500-600 in cash. whats the best way i can [...]

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • LinkedIn
  • Live
  • MySpace
  • NewsVine
  • Reddit
  • Technorati
  • Yahoo! Buzz

I have no credit cards but 2 judgements and slow pays. what is the best way to improve my fico score?

Friday, January 29th, 2010

dadiosir asked: I have around $17,000 in judgements and and things are in collections(about $2000). I have no credit cards and none of them are what is being colleted on. I do not know if bankruptsy is the best for my fico score or should i just pay them down? Household net income is $3000 [...]

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • LinkedIn
  • Live
  • MySpace
  • NewsVine
  • Reddit
  • Technorati
  • Yahoo! Buzz

Which credit cards are the best deal?

Wednesday, January 27th, 2010

sally asked: I currently do not have any credit cards and would like to apply for one before going on vacation. I only want it for emergency situations. We are a cash family. How do I choose which would be the best deal?
Just a note we do have credit. We own [...]

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • LinkedIn
  • Live
  • MySpace
  • NewsVine
  • Reddit
  • Technorati
  • Yahoo! Buzz
mortgage loan modification
adverse credit remortgage