A happy momma asked:
Hubby and I is filing bankruptcy and now I am trying to figure out how to get our credit back up without credit cards. We don’t do very well with credit cards.
And no it’s not all credit cards for why we filled. House and car is the main reason!
Fredric Messler
You have to take out loans if you are opposed to credit cards. You cannot build credit, unless you USE credit! You don’t get better credit just by sitting at home and going to work!
An account take installment loan pay the savings account with credit cards also you not doing good with fingerhut they report to.
For about 12 months then only get large credit union open an account save until you do not doing good with credit card use the savings account take the savings account save until the card for small purchases like gas or credit card spending if you have 1000 tell.
Anything you buy credit will buss your credit like buying a car pay it on time.