peersignal asked:


As a college student, I’ve racked up some credit card debt. I have never missed a payment, and have always paid at least $5-10 over the minimum amount.

My grandfather recently passed away and he left me quite a large sum of money. What would be the best way to pay off these credit cards? Should I pay half one month, and then half the second month?

The goal here is to a) settle my credit card debt, and b) improve my credit score. The inheritance money will be released to me monthly until the amount expires (around $500 a month for the next 10 years). Any guidance/suggestions are greatly appreciated.

Christina Ahuja

anonymousonesssssssssssssssss asked:


I’am starting my second year of college and after I pay all my fees I really dont have much money left for books and such whats a good credit card with at least a 500 dollar limit

Haley Binkley

SCUZE-ME asked:


And should I cancel the old accounts?

Lorinda Bibee

affiliateprgrm asked:


I need a card that reports to the major credit bureaus. I heard that it helps. I need credit to buy a car and I wanna start right now. This would be my first Credit card

Eun Falero

Jumi asked:


I’m thinking of applying for JUST a Best Buy Reward Zone card but can I still get “points” if I purchased the item with a credit card? So if I spent $30 at Best Buy w/ the reward card and paid with a credit card, will I still get the 30 points on my reward zone card? Thanks!

Prince Satoe

thikingdomcome asked:


I’ve heard financial advisors talk about consalidating all debts into a 0%apr credit card. But if i need to consalidate my debts evidently my credit isnt the cleanest thing on earth and getting a credit card with a 0% apr is almost impossible with my creditscore. What other options are there? Companies that offer consolidation have an apr that is so high it just puts you in even more debt. I feel stuck. Somebody please help!

Sandra

Craptacular Wonderment asked:


I know I can use debit cards to book flights, hotels, etc.

But as I understand it, once the items are booked, the money in your account is immediately taken, and I’d rather that money remain in the account until closer to the travel date. Or am I mistaken on how this process works?

Is there a better way?

Thank You for the tips!

Denisha Ervay

2nd Commander asked:


Is it because people lack control like me? Basically if you use it like a debit card, you have no problems. If you only spend what you can afford and pay the balance in full. No problem. It’s just a debit card that gives you heaps of rewards, eventually enough credit scores to get good housing loans. It’s all about control.

Robyn Lapinsky

Maggie Mayfield asked:


What is the best credit card if you want airline miles? My mom has a citi one but I’m wondering if there are others that are better?

Thanks!

Warren Grivetti

Queenbee asked:


I want one to be able to buy stuff online instead of keep using my mom one all the time I am ebay crazy and it so cheaper

Todd Likos