What kind of impact do certain credit cards have on ones credit score?

by admin ~ August 24th, 2010
credit cards
scattered&thrashed76$ asked:


I know someone who has a Majestic visa and has had it for 5yrs. has never been late and has always sent more than the minimum amount, but the limit won’t increase, and they tell her that they don’t allow customer initiated credit line increase requests. And then come to find out (don’t know what its called, but would like to) it’s locked at that certain amount. DO THESE KIND OF CARDS HURT SCORES?

Josiah Padget
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If you buy songs from the iPod store do you buy from credit card or the to go cards?

by admin ~ August 22nd, 2010
credit cards
Brittany T asked:


I have an account which has my dad’s credit card on it. I can’t buy anything so I’m planning to buy the songs from the iPod store. I’m planning to buy those 15 dollar cards from target and walmart. When I want to buy it, it saids I have to put my password. When I enter my email and password, do I buy it from the credit card or do I have the option to use my to go card?

Neida Bennion
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Can I use pre paid credit cards to online purchases overseas?

by admin ~ August 20th, 2010
credit cards
yo momma asked:


When I buy one of those pre paid credit cards from a store such as Kroger/HEB/Wal Greens… Can I use them to make purchases for something that is overseas? Thanks.

Brad Carlis
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When is my credit going to go up after paying off credit cards?

by admin ~ August 19th, 2010
credit cards
Mr. D asked:


is there a sequence time when your credit report changes? I pay off 3 credit cards a month ago and still has not change my score.
The three credit cards still open.

Ling Reiger
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How do I negotiate lower interest rates on my credit cards?

by admin ~ August 19th, 2010
credit cards
kikicabana18 asked:


I am trying to pay off all of my credit cards. I have gotten all of the balances paid down but now I want to negotiate a lower interest rate so I don’ t pay tons of interest each time I use it. I have read some things on how to do it such as calling your cc company armed with your payment history etc. But I would like to know what exactly to say to not get pushed around and get the result I’m looking for… a lower rate.

Paulina Mintey
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What are cheaper and reliable options to paypal in accepting credit cards?

by admin ~ August 18th, 2010
credit cards
SC Blast asked:


I want to accept credit cards for work I do but I do not want to pay paypal excessive fees. What are cheap and other alternatives that offer everything paypal does?

Johnnie Hidvegi
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Why do people use credit cards if they have the money in the bank and can use their debit card?

by admin ~ August 17th, 2010
credit cards
Q asked:


Why do people use credit cards(in particularly wealthy people)if you have the money in the bank and your Visa or Mastercard debit card issued by your bank can be used anywhere?I understand that some credit cards come with extra little perks and benefits.But are they really worth it,To pay interest rates to purchase something on credit when you have the money to pay for it.

Casey Esbenshade
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What should I do if my cash and ATM/credit cards get lost/stolen on vacation?

by admin ~ August 17th, 2010
credit cards
Spanish Saint asked:


Hi everyone… I’m in the US and traveling to Europe in the winter. It just occurred to me that if my cash & ATM/credit cards get lost/stolen, what do I do? We are planning on taking some cash, 1 ATM card, and a Visa credit card. That feels sufficient, but in case we have a stoke of bad luck, I’m kind of in the dark about our next step. Any help? Thanks!

Norman Woolverton
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Can cutting up three of my 8 credit cards help my credit score?

by admin ~ August 16th, 2010
credit cards
jade u asked:


I’m trying to boost my credit score and there are a veiw cards that i have that i no longer want can i cancel them and have the credit comapany bill me, and will that help my credit score? the cards or dillards, visa, and mastercard. Help!

Quyen Murtaugh
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What happens if i Have to live the country without paying my credit cards?

by admin ~ August 15th, 2010
credit cards
KTY asked:


Hi, mi father is very sick and my two siblings are with him, my mom past away 10 years ago, Im still here because i need to work and make money for them, but if in any minute something happens, i would have to go, and if so, my credit cards would be up to the limit, and i wouldnt be able to pay them. what would happen with the credit cards companies?

Jamar Egvirre
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