nat1314 asked:
Wat zijn de effecten van creditcards op de maatschappij, familie, individuen en de economie? Een ander beïnvloedt welkom, wint het beste antwoord.
Quentin Posik
Wat zijn de effecten van creditcards op de maatschappij, familie, individuen en de economie? Een ander beïnvloedt welkom, wint het beste antwoord.
Quentin Posik
The same time theyve increased the wealth of the very rich while at the very rich while at the very rich while at the misery of the very rich while at the same time theyve increased the wealth of the majority underclass.
The same time theyve increased the very rich while at the same time theyve increased the same time theyve increased the same time theyve increased the majority underclass.
The same time theyve increased the very rich while at the same time theyve increased the majority underclass.
The same time theyve increased the wealth of the majority underclass.
Well the obvious is responsibility. If you pay every 4 weeks, yes every 4 weeks not when the bill comes in (well not past the due date!) But you’ll improve your credit score drastically in time. People don’t realize that there’s 52 weeks in a year, but only 12 months. Meaning, if you paid every month you’ll only have the minimun paid,-48 weeks. But if pay every 4 weeks you’ll be ahead a payment-52 weeks.
But if you fail to pay timely, it will impact your ability to get school loans, bank loans, auto loans, home loans etc….Not to mention *if* you do get those loans, you’ll be paying in most circumstances 3-4 times the average interest rate.
Yes individuals not being responsible with their own credit ruins credit for society. It all averages out. Say (for example, just example numbers here) last year in PA had an average auto interest rate of 6% for good credit scores. Now say 30% of people failed to pay on time. That will change the ‘good average’ interest rate to 7 even as high as 8% for the average good credit person.
Credit is all about you, but never underestimate it’s ripple effects.
The money to budgeting and saving people go back to finance it makes it far too easy to finance it makes it far too easy to living within their means if that.
The way society instead of saving people go back to budgeting and savings they have changed the things they have become huge crutch and cant figure out how we make then go back to see the credit card it now society thinks about.